Homeowner Tools

HVAC Financing & Monthly Payment Options

Explore payment options for a new furnace, air conditioner, heat pump or complete HVAC replacement.

Financing Through Hearth

Flexible Financing for Your Home Comfort Upgrade

Replacing a furnace, air conditioner or heat pump is a major investment. Central HVAC partners with Hearth to help you explore monthly payment options, including potential 0% APR promotional offers for eligible applicants.

Explore Your Financing Options Through Hearth

Enter your estimated project cost and select a credit-score range in the calculator to see an illustrative monthly payment.

When you're ready to continue, Hearth can show personalized offers from multiple participating lenders. Rates, repayment periods and payments may vary between offers.

  • Explore payment options before committing to a loan
  • Review offers from multiple participating lenders
  • Initial prequalification doesn't affect your credit score; subsequent lender actions may

Calculator results are illustrative, not a loan offer. Promotional 0% APR credit-card offers may not appear in this calculator.

Additional Savings May Be Available

Qualifying HVAC equipment may also be eligible for state, manufacturer or utility rebates. Confirm equipment eligibility and program requirements before comparing final proposals.

Call Central HVAC · 848-334-5380